Regulatory information

Liquidity Coverage Ratio

HSBC North America Holdings Inc. is required to make quantitative and qualitative disclosures related to its liquidity coverage ratio calculations and liquidity management practices on a quarterly basis, beginning with the quarter ended June 30, 2018.

Liqudity Coverage Ratio Disclosure Report - December 31, 2023 (PDF 248KB)

Liquidity Coverage Ratio Disclosure Report - September 30, 2023 (PDF 248KB)

Liquidity Coverage Ratio Disclosure Report - June 30, 2023 (PDF 1.16MB)

Liquidity Coverage Ratio Disclosure Report - March 31, 2023 (PDF 250KB)

Liquidity Coverage Ratio Disclosure Report - December 31, 2022 (PDF 295KB)

Liquidity Coverage Ratio Disclosure Report - September 30, 2022 (PDF 250KB)

Liquidity Coverage Ratio Disclosure Report - June 30, 2022 (PDF 250KB)

Liquidity Coverage Ratio Disclosure Report - March 31, 2022 (PDF 1.13MB)

Liqudity Coverage Ratio Disclosure Report - December 31, 2021 (PDF 293KB)

Liqudity Coverage Ratio Disclosure Report - September 30, 2021 (PDF 77KB)

Liqudity Coverage Ratio Disclosure Report - June 30, 2021 (PDF 290KB)

Liquidity Coverage Ratio Disclosure Report - March 31, 2021 (PDF 1.13MB)

Liquidity Coverage Ratio Disclosure Report - December 31, 2020 (PDF 1.17MB)

Liquidity Coverage Ratio Disclosure Report - September 30, 2020 (PDF 247KB)

Liquidity Coverage Ratio Disclosure Report - June 30, 2020 (PDF 250KB)

Liquidity Coverage Ratio Disclosure Report - March 31, 2020 (PDF 232KB)

Liquidity Coverage Ratio Disclosure Report - December 31, 2019 (PDF 218KB)

Liquidity Coverage Ratio Disclosure Report - September 30, 2019 (PDF 219KB)

Liquidity Coverage Ratio Disclosure Report - June 30, 2019 (PDF 218KB)

Liquidity Coverage Ratio Disclosure Report - March 31, 2019 (PDF 219KB)

Liquidity Coverage Ratio Disclosure Report - December 31, 2018 (PDF 227KB)

Liquidity Coverage Ratio Disclosure Report - September 30, 2018 (PDF 474KB)

Liquidity Coverage Ratio Disclosure Report - June 30, 2018 (PDF 470KB)

Net Stable Funding Ratio

HSBC North America Holdings Inc. is required to make quantitative and qualitative disclosures related to its net stable funding ratio calculations and liquidity management practices on a semi-annual basis, beginning with the quarter ended June 30, 2023.

Net Stable Funding Ratio Disclosure Report - September 30, 2023 and December 31, 2023 (PDF 292KB)

Net Stable Funding Ratio Disclosure Report - June 30, 2023 (PDF 1.69MB)

Foreign Account Tax Compliance Act (FATCA)

Learn more about FATCA  and whether it affects you.

USA PATRIOT Act - Certification Information

HSBC Bank USA, N.A.

As a result of the enactment of the USA Patriot Act (Public Law No. 107-56 October 26, 2001), the U.S. Department of the Treasury has issued regulations requiring U.S. financial institutions to obtain certain information relating to foreign banks that maintain relationships at U.S. financial institutions using a certification form. This certification is needed to comply with provisions of the USA Patriot Act.

The following are the required forms for certification: 

HSBC’s Global USA Patriot Act Certification 

Re-certification Form* (PDF 294KB)

We request that you complete the form electronically as follows before printing, signing and returning. Please note that incomplete forms are not acceptable.

• Indicate the legal name of your financial institution in response to Part A;
• Check the appropriate box and provide any additional required information in response to Parts B through E;
• Indicate the name and address of the U.S. entity acting as your institutions agent for service of process in response to Part F; and,
• Add the appropriate signature(s) and related information in response to Part G.

Please note that a foreign bank may complete one certification for its branches and offices outside the U.S. However, the certification must list all of the branches and offices that are covered by the certification and must include the information required in Part C for each branch or office that maintains a relationship with HSBC Securities (USA) Inc. Although a single certification may be submitted covering the foreign bank's branches, a separate certification must be filed for each bank affiliate or subsidiary of the foreign bank.

Under the applicable provisions of the USA Patriot Act and HSBC Securities (USA) Inc. are required to obtain this information from you in order to assure that we can continue to maintain your relationship with us.

This certification must be signed by an officer who is authorized to make such a certification under the laws and rules applicable to your Bank. If under the laws or rules applicable to your Bank the signature of more than one officer is necessary to make such a certification, please have the appropriate number of officers sign the certification.

Please send the completed certification form by facsimile transmission to 001 212 642-1542.

If you have any questions concerning the certification or the requirements of the USA Patriot Act, please contact us at:

E-mail: CIBMcertification@us.hsbc.com
SWIFT: MRMDUS33
Telex: 62822

You may also wish to access the website of the Institute of International Bankers  for additional information relating to this certification and the requirements of the USA Patriot Act.

We very much appreciate your prompt attention to this matter.

HSBC North America Holdings Inc. Anti-Money Laundering Program

As a regulated financial holding company, HSBC North America Holdings Inc ("HNAH") has an important role to play in furthering international efforts against money laundering and terrorist financing and promoting sanctions enforcement and a responsibility to manage money laundering risk enterprise-wide. As such, HNAH has developed an Anti-Money Laundering Compliance Program to comply with applicable laws and regulations. Please click the following link to view and/or print a signed letter from HNAH's U.S. Head of Financial Crime Compliance.

Anti-Money Laundering Letter* (PDF 31KB)

HSBC Wolfsberg Financial Crime Compliance Questionnaire

As a supplement to the HNAH Anti-Money Laundering Letter, we also make available the HSBC Group Wolfsberg Financial Crime Compliance Questionnaire (FCCQ), which gives and overview of the basic information about HSBC’s policies and processes relating to financial crime risk management.

HSBC Group Wolfsberg Questionnaire* (PDF 644KB)

Customer notice

Federal regulation requires financial institutions including HSBC to obtain, verify, and record information that identifies each individual who opens an account, and about the beneficial owners of businesses and other legal entities with an account. By gathering this information, HSBC is helping law enforcement investigate and prosecute crimes such as terrorist financing, money laundering, tax evasion, corruption and fraud.

HSBC provides details on the kinds of information our individual customers may be asked to provide.

Important information about procedures for opening a new account* (PDF 133KB)

The form that must be completed by the person opening an HSBC account on behalf of a legal entity is available at these links:

CDD Certification Form (MS Word)

CDD Certification Form (PDF Fillable)

HSBC takes our responsibility to protect your information  very seriously.