HSBC Bank USA, N.A. and Affiliates Reduce Prime and Reference Rate
(NEW YORK, NY) – HSBC Bank USA, N.A., and its affiliates announced today that they have reduced their prime and reference rate from 7.50% to 7.25%, effective September 18, 2025.
Media enquiries
Matt Kozar
U.S. Head of Wealth Communications
matt.kozar@us.hsbc.com
About HSBC
HSBC Holdings plc, the parent company of HSBC, is headquartered in London. HSBC serves customers worldwide from offices in 57 countries and territories. With assets of US$3,214bn at 30 June 2025, HSBC is one of the world’s largest banking and financial services organizations.
HSBC Bank USA, National Association (HSBC Bank USA, N.A.) serves customers through International Wealth and Premier Banking (IWPB) and Corporate and Institutional Banking (CIB). Deposit products are offered by HSBC Bank USA, N.A., Member FDIC. It operates Wealth Centers in: California; Washington, D.C.; Florida; New Jersey; New York; Virginia; and Washington. HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA Inc., a wholly-owned subsidiary of HSBC North America Holdings Inc. HSBC Innovation Banking in the U.S. is a business division with services provided in the United States by HSBC Bank USA, N.A.
For more information, visit: HSBC in the USA.