Management team

HSBC North America Holdings Inc.

Heidi Miller
Non-Executive Chairman of the Board
Independent Director of General Mills
Former EVP and President, International of JPMorgan
Director HSBC Holdings plc
Phillip D. Ameen
Former Vice President, Comptroller and
Principal Accounting Officer, General Electric Corp.
Former Director, HSBC Holdings plc
Kevin M. Blakely
Former Senior Executive Vice President and Chief Risk Officer of Huntington Bancshares Inc.
Formerly held various positions with the Office of the Comptroller of the Currency
Patrick J. Burke
President and Chief Executive Officer
HSBC North America Holdings Inc.
Rhydian H. Cox
Senior Executive Vice President and Chief Risk Officer
HSBC North America Holdings Inc.
Barry F. Kroeger
Former Senior Partner, Ernst & Young LLP
Paulo Cezar Torre Maia
Chief Executive Officer, HSBC Latin America
Samuel Minzberg
Partner
Davies Ward Phillips & Vineberg LLP
Nancy G. Mistretta
Former Managing Director, JP Morgan Chase & Co.
Non-Executive Director, Scotts Miracle-Gro Company
Brian Robertson
Former Chief Executive Officer of HSBC Bank plc
Former Chief Risk Officer for the HSBC Group
Jane Sherburne
Independent Director of Teledyne Technologies
Member, Administrative Conference of the United States
Thomas K. Whitford
Former Vice Chairman and Executive Vice President
of PNC Financial Services Group

Patrick J. Burke
President and Chief Executive Officer
Rhydian H. Cox
Senior Executive Vice President and Chief Risk Officer
Maureen A. Gillan-Myer
Executive Vice President, Head of Human Resources USA
Loren Klug
Senior Executive Vice President, Head of Strategy and
Planning and Chief of Staff to CEO
Stephen R. Nesbitt
Executive Vice President, Interim Head of Regulatory Compliance, USA
Richard E. O'Brien
Senior Executive Vice President and Chief Auditor
John Panagopoulos
Head of Financial Crimes Compliance, and Bank Secrecy Act Compliance Officer
Mark Steffensen
Senior Executive Vice President and General Counsel
Jennifer Strybel
Senior Executive Vice President and Chief Operating Officer USA
William Tabaka
Executive Vice President and Chief Accounting Officer
Mark A. Zaeske
Senior Executive Vice President and Chief Financial Officer
Lopa Zielinski
Executive Vice President, Corporate Secretary and Head of Governance

Patrick J. Burke
Chairman of the Board and President and Chief Executive Officer
HSBC North America Holdings Inc.
Phillip D. Ameen
Former Vice President, Comptroller and Principal Accounting Officer, General Electric Corp.
Former Director, HSBC Holdings plc
Kevin M. Blakely
Former Senior Executive Vice President and Chief Risk Officer of Huntington Bancshares Inc.
Formerly held various positions with the Office of the Comptroller of the Currency
Rhydian H. Cox
Senior Executive Vice President and Chief Risk Officer
HSBC Bank USA, N.A.
Barry F. Kroeger
Former Senior Partner, Ernst & Young LLP
Nancy G. Mistretta
Former Managing Director, JP Morgan Chase & Co.
Non-Executive Director, Scotts Miracle-Gro Company
Brian Robertson
Former Chief Executive Officer of HSBC Bank plc
Former Chief Risk Officer for the HSBC Group
Jane Sherburne
Independent Director of Teledyne Technologies
Member, Administrative Conference of the United States

Joseph Abruzzo
Executive Vice President, Head of Private Banking Americas
Andre Brandao
Senior Executive Vice President, Head of Global Banking and Markets Americas
Patrick J. Burke
President and Chief Executive Officer
Rhydian H. Cox
Senior Executive Vice President and Chief Risk Officer
Wyatt E Crowell
Senior Executive Vice President, Head of Commercial Banking
Maureen A. Gillan-Myer
Executive Vice President, Head of Human Resources USA
Loren Klug
Senior Executive Vice President, Head of Strategy and
Planning and Chief of Staff to CEO
Stephen R. Nesbitt
Executive Vice President, Interim Head of Regulatory Compliance, USA
Richard E. O'Brien
Senior Executive Vice President and Chief Auditor
John Panagopoulos
Head of Financial Crimes Compliance, and Bank Secrecy Act Compliance Officer
Pablo Sanchez
Senior Executive Vice President and Head of Retail Banking and Wealth Management
Mark Steffensen
Senior Executive Vice President and General Counsel
Jennifer Strybel
Senior Executive Vice President and Chief Operating Officer USA
William Tabaka
Executive Vice President and Chief Accounting Officer
Mark A. Zaeske
Senior Executive Vice President and Chief Financial Officer
Lopa Zielinski
Executive Vice President, Corporate Secretary and Head of Governance